Co Operative Bank Fixed Deposit Interest Rates

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Term Deposits

FIXED DEPOSITS

1.Opening of Account

One or more than one account can be opened by a person/s with proper introduction and the account shall be opened subject to ‘policy on bank deposits’ as notified in the bank’s web-site.. The following can open accounts:
a.An individual in his/her name
b.More than one person in their joint names payable to all of them jointly or anyone or more of them or Survivor/s.
c.A HUF, a partnership firm, proprietary concern, Charitable institution/Trust, a company or Association etc.

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The Bank offers attractive rates on Fixed Deposits for various maturity periods. Facility for drawing interest on a monthly or quarterly basis is also provided. GRUHALAKSHMI DEPOSIT: This is a cumulative term deposit scheme under which money multiplies faster to a yield targeted amount for the customer as per the deposit. The bank will not accept deposits beyond 5 years maturity. AUTO RENEWAL OF TERM DEPOSITS Term Deposit will be renewed automatically. Auto-renewal is a separate and independent contract, at the Bank's prevailing interest rates on the date of auto-renewal, for the same period as the original deposit.

2.Rate of Interest

a.The deposit will earn interest at the rate fixed by the bank from time to time depending upon the period of the deposit.
b.Interest is payable monthly/quarterly/half yearly/on maturity.

3.Deposit receipt

Deposit receipt will be issued incorporating all the necessary information i.e., due date, interest rate, period of deposit, repayment condition etc. In case the deposit receipt is lost, a duplicate receipt will be issued against a letter of request and on furnishing an agreement of indemnity agreeing to indemnify the Bank incase of claims from any other person.

4.Amount of Deposit

Minimum: Rs.500/- Maximum: No limit

Co Operative Bank Fixed Deposit Interest Rates

5. Period of Deposit

The Depositor shall at the time of opening the account, stipulate the period for which the deposit is to be made. The period of deposit shall be not less than 15 days.

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6.Encashment

The deposit can be encashed after properly discharging the deposit receipt. Due date will be recorded on the deposit receipt to enable the depositor either to receive payment of the amount due or to arrange for the renewal of the deposit. No further intimation of the due date of deposit can be claimed as a matter of right by the depositor.

Co operative bank fixed deposit interest rates chase bank
RATE OF INTEREST FOR DEPOSITS EFFECT FROM 01.04.2020
SL.NO PERIOD OF DEPOSITS Rate of Interest
1 01 Days to 14 Days3.00%
1 15 Days to 30 Days4.00%
2 31 Days to 45 Days 4.00%
3 46 Days to 90 Days 4.75%
4 91 Days to 179 Days5.00%
5 180 Days to Less than one Year 5.50%
6 1 Year And Above 6.00%


APEX CENTENARY CERTIFICATE ( ACC )

1.Opening of Account

One or more than one account can be opened by a person/s with proper introduction subject to ‘policy on bank deposits’ as notified by the Bank in the bank’s web-site The following can open accounts:
a.An individual in his/her name
b.More than one person in their joint names payable to all of them jointly or anyone or more of them or Survivor/s.
c.A HUF, a Partnership Firm, Proprietor concern, a charitable institution/Trust, a Company or Association etc.

2.Rate of Interest

a.The deposit will earn interest at the rate fixed by the bank from time to time depending upon the period of the deposit.
b.The accrued interest is reinvested every quarter and ploughed back into the deposit by compounding the interest at quarterly intervals.

3.Deposit receipt

Deposit receipt will be issued incorporating all the necessary information i.e., due date, interest rate, period of deposit, repayment condition etc. In case the deposit receipt is lost, a duplicate receipt will be issued against a letter of request and on furnishing an agreement of indemnity agreeing to indemnify the Bank incase of claims from any other person.

4.Amount of Deposit

The deposit is accepted with a minimum of Rs.500/- or in multiples there of without any maximum limit.

5. Period of Deposit

The depositor shall at the time of opening the account, stipulate the period for which the deposit is to be made. The period of deposit shall not be less than 12 months but it shall be in steps of three months.

6.Renewal

The deposit may be renewed on or after maturity for a further period of 12 months or more but in steps of three months.

7.Encashment

The deposit can be encashed after properly discharging the deposit receipt. Due date will be recorded on the deposit receipt to enable the depositor either to receive payment of the amount due or to arrange for the renewal of the deposit. No further intimation of the due date of deposit can be claimed as a matter of right by the depositor.

8. The Bank reserves to itself the right to alter/add/delete to these rules at any time. For this purpose, the Bank shall not be required to give a separate notice to each account holder. All announcements of any change in the rules, displayed on the Bank’s notice board or published in the Press/ bank’s web-site shall be deemed to be sufficient notice to all account holders

APEX CENTENARY RECURRING DEPOSIT (ACRD )

1.Opening of Account

One or more than one account can be opened by a person/s with proper introduction subject to ‘policy on bank deposits’ as notified by the Bank in the bank’s web-site . The following can open accounts:
a.An individual in his/her name
b.More than one person in their joint names payable to all of them jointly or anyone or more of them or Survivor/s.
c.A HUF, a partnership firm, proprietary concern, Charitable institution/Trust, a company or Association etc.

Co Operative Bank Fixed Deposit Interest Rates Chase Bank

2.Rate of Interest

a.The deposit will earn interest at the rate fixed by the bank from time to time depending upon the period of the deposit.
b.Interest compounded quarterly shall be payable on maturity date along with the principal amount (aggregate of installments) paid by the depositor.

3.Amount of Deposit

Minimum deposit of monthly installment of Rs.50/- or exact multiples of Rs.50/- Such amount of monthly installment should not subsequently be altered by the depositor.

4. Period of Deposit

Minimum period of deposit is 12 months and in steps of 3 months.

Co-operative Bank Fixed Deposit Interest Calculator

5.Payment of Monthly Installment

Monthly Installment shall be paid on or before the last working day of the month in which the installment is due. If installments are in arrears, a penal interest at the rate fixed by the bank shall be charged. Fraction of a month shall be treated as a full month for the purpose of calculating such penal interest on belated monthly installments.

6.Maturity

In the usual course, when all the stipulated installments are paid, the
maturity value is payable 30 days after the last installment has become payable and has been paid. No overdue interest is payable, if such
amounts remain unclaimed after the due date.

7.Pass Book

Depositor will be given a Pass Book showing the particulars of installment paid. The depositor on no account shall write or make any entries in the Pass Book issued by the Bank. If the depositor loses the Pass Book at any time, on sufficient proof, a duplicate Pass-book will be issued on payment of charges prescribed by the bank.

8.Encashment

The deposit can be encashed after giving a proper receipt by the depositor (as per the printed format of a receipt on the last page of the Pass Book).

District Co Operative Bank Fixed Deposit Interest Rates

9.Renewal

Matured C.D accounts cannot be renewed as another C.D but can be
transferred to Fixed Deposit or DJJD from the maturity date of C.D, so that the matured amount does not lose interest.

Co Operative Bank Fixed Deposit Interest Rates

10.The Bank reserves to itself the right to alter/add/delete to these rules at any time. For this purpose, the Bank shall not be required to give a separate notice to each account holder. All announcements of any change in the rules, displayed on the Bank’s notice board or published in the Press/ bank’s web-site shall be deemed to be sufficient notice to all account holders.

Co Operative Bank Fixed Deposit Interest Rates Calculator

Bank NameInterest Rate(1 Year)Find FD Interest
Idukki District Cooperative Bank8.75%FD Interest Rates
Nasik Merchants Cooperative Bank Ltd.8.50%FD Interest Rates
Rupee Cooperative Bank Ltd.8.50%FD Interest Rates
Kapol Cooperative Bank 8.00%FD Interest Rates
Nagar Urban Co Operative Bank7.75%FD Interest Rates
Amanath Cooperative Bank Ltd. Bangalore7.75%FD Interest Rates
The Chhattisgarh Rajyasahakari Bank Maryadit7.50%FD Interest Rates
Janalaxmi Coop Bank 7.50%FD Interest Rates
Khamgaon Urban Co Op Bank Ltd7.50%FD Interest Rates
Andaman And Nicobar State Coop Bank Ltd7.50%FD Interest Rates
The Goa State Co Operative Bank Ltd7.25%FD Interest Rates
Tripura State Co Operative Bank 7.20%FD Interest Rates
The Rajasthan State Cooperative Bank 7.15%FD Interest Rates
The Punjab State Co Op Bank7.00%FD Interest Rates
Solapur Janata Sahakari Bank 7.00%FD Interest Rates
The Bihar State Cooperative Bank Ltd.7.00%FD Interest Rates
Shikshak Sahakari Bank 7.00%FD Interest Rates
The Assam Coop Apex Bank Ltd6.90%FD Interest Rates
Kallappanna Awade Ichalkaranji Janata Sahakari Bank 6.90%FD Interest Rates
The Kerala State Co Operative Bank Ltd6.75%FD Interest Rates
Apna Sahakari Bank 6.50%FD Interest Rates
Pravara Sahakari Bank Ltd6.50%FD Interest Rates
Sardar Bhiladwala Pardi Pepls Co Bk6.50%FD Interest Rates
The Karad Urban Cooperative Bank 6.50%FD Interest Rates
Apna Sahakari Bank 6.50%FD Interest Rates
G P Parsik Bank6.50%FD Interest Rates
Rajarambapu Sahakari Bank Ltd6.50%FD Interest Rates
The Meghalaya Cooperative Apex Bank Ltd.6.50%FD Interest Rates
The Chandigarh State Cooperative Bank Ltd6.50%FD Interest Rates
The West Bengal State Cooperative Bank6.45%FD Interest Rates
Jalgaon Janata Sahakari Bank 6.35%FD Interest Rates
Jammu And Kashmir State Coop Bank6.30%FD Interest Rates
The Mapusa Urban Coop Bank Of Goa Ltd6.25%FD Interest Rates
The Andhra Pradesh State Cooperative Bank 6.25%FD Interest Rates
The Tamil Nadu State Apex Cooperative Bank6.25%FD Interest Rates
The Manipur State Co Op Bank Ltd6.25%FD Interest Rates
The A.p. Mahesh Cooperative Urban Bank 6.25%FD Interest Rates
Bassein Catholic Cooperative Bank 6.25%FD Interest Rates
Janata Sahakari Bank 6.25%FD Interest Rates
Bharat Cooperative Bank (mumbai) Ltd., Mumbai6.25%FD Interest Rates
Nagpur Nagarik Sahakari Bank 6.00%FD Interest Rates
Madhya Pradesh Rajya Sahakari Bank Maryadit6.00%FD Interest Rates
The Karanataka State Cooperative Apex Bank 6.00%FD Interest Rates
Nagpur Nagarik Sahakari Bank 6.00%FD Interest Rates
The Greater Bombay Cooperative Bank 6.00%FD Interest Rates
Rajkot Nagrik Sahakari Bank 6.00%FD Interest Rates
Sangli Urban Co Op Bank Ltd Sangli6.00%FD Interest Rates
The Shamrao Vithal Cooperative Bank6.00%FD Interest Rates
Sangli Urban Co Op Bank Ltd Sangli6.00%FD Interest Rates
Uttrakhand State Co Coperative Bank Ltd5.85%FD Interest Rates
The Cosmos Co Operative Bank 5.80%FD Interest Rates
Telangana State Coop Apex Bank5.75%FD Interest Rates
Nkgsb Cooperative Bank 5.75%FD Interest Rates
The Surath Peoples Cooperative Bank 5.75%FD Interest Rates
Kalupur Commercial Cooperative Bank5.75%FD Interest Rates
The Thane Bharat Sahakari Bank 5.75%FD Interest Rates
The Gujarat State Cooperative Bank 5.75%FD Interest Rates
Mahanagar Cooperative Bank5.75%FD Interest Rates
Ahmedabad Mercantile Cooperative Bank5.75%FD Interest Rates
Nkgsb Cooperative Bank 5.75%FD Interest Rates
Abhyudaya Cooperative Bank 5.75%FD Interest Rates
Janakalyan Sahakari Bank 5.75%FD Interest Rates
Mizoram Coop Apex Bank 5.60%FD Interest Rates
The Haryana State Cooperative Apex Bank Ltd5.55%FD Interest Rates
Uttar Pradesh State Cooperative Bank Ltd5.55%FD Interest Rates
The Zoroastrian Cooperative Bank 5.50%FD Interest Rates
The Mehsana Urban Cooperative Bank5.50%FD Interest Rates
The Goa Urban Co Op Bank Ltd5.50%FD Interest Rates
The Pondichery State Cooperative Bank Ltd5.40%FD Interest Rates
Tjsb Sahakari Bank Ltd5.25%FD Interest Rates
New India Cooperative Bank 5.25%FD Interest Rates
Kalyan Janata Sahakari Bank5.25%FD Interest Rates
Saraswat Cooperative Bank 5.25%FD Interest Rates
The Nagaland State Co Op Bank Ltd5.20%FD Interest Rates
Akola Urban Coop Bank 5.10%FD Interest Rates
Bombay Mercantile Co Op Bank Ltd5.10%FD Interest Rates
The Akola Janata Commercial Cooperative Bank Ltd., Akola.5.00%FD Interest Rates
The Akola Janata Commercial Cooperative Bank Ltd., Akola.5.00%FD Interest Rates
Maharashtra State Cooperative Bank5.00%FD Interest Rates
Citizen Credit Cooperative Bank 4.65%FD Interest Rates
Punjab And Maharshtra Cooperative Bank4.50%FD Interest Rates
Bharati Sahakari Bank4.50%FD Interest Rates
Dombivli Nagari Sahakari Bank 4.50%FD Interest Rates
The Jalgaon Peopels Cooperative Bank 4.40%FD Interest Rates