Citibank Online. To your account You can deposit cash instantly into your Current account at 60,000 stores. Members can find all cash deposit locations on a map near them in real-time and generate a barcode for the cashier to scan directly from the Current app.
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Current Deposit Cash
A Certificate of Deposit is similar to a savings account in that they are insured and thus virtually risk-free (CDs are insured by the FDIC for banks). They are different from savings accounts in that the CD has a specific, fixed term (often three months, six months or one to four years), and, usually, a fixed interest rate. It is intended that the CD be held until maturity, at which time the money may be withdrawn with the accrued interest. |
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Current Deposit Times
Certificate of Deposit Rates| Term | Interest Rate % | Annual Percentage Yield |
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| 3 Month *NO PENALTY* | 0.10 | 0.10 | | 6 Month | 0.25 | 0.25 | | 11 Month - Only Jump-Up** | 0.45 | 0.45 | | 12 Month | 0.35 | 0.35 | | 18 Month | 0.40 | 0.40 | | 23 Month - Only Jump-Up*** | 0.55 | 0.55 | | 24 Month | 0.45 | 0.45 | | 30 Month | 0.50 | 0.50 | | 36 Month | 0.60 | 0.60 | | 48 Month | 0.75 | 0.75 | *No Penalty* feature available on 3 month CD only. **Rates may change after the account is opened. If the 6 month or 11 month CD interest rate goes up, you have the option of upgrading to the higher rate one time for the remainder of your term. ***Rates may change after the account is opened. If the 18 month or 23 month CD interest rate goes up, you have the option of upgrading to the higher rate one time for the remainder of your term.
Interest on all CD's is compounded quarterly. Minimum deposit is $500.00. Substantial penalty for early withdrawal. The Annual Percentage Yield assumes interest will remain on deposit until maturity. A withdrawal of interest will reduce earnings. Call Cornerstone Bank for effective rates after the quoted date.
Premier Money Market Account Rates| Balance Range | Interest Rate % | Annual Percentage Yield |
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| $0 - 999.99 | 0.00 | 0.00 | | $1,000 - 49,999.99 | 0.05 | 0.05 | | $50,000 - 99,999.99 | 0.10 | 0.10 | | $100,000 - 249,999.99 | 0.15 | 0.15 | | $250,000 - 499,999.99 | 0.20 | 0.20 | | $500,000 & Over | 0.30 | 0.30 | Daily access to your money by check. You may have up to 6 debits per statement cycle. Rates may change and fees may reduce earnings. $1,000 minimum required to open a Premier Account. Interest is compounded and credited every month. Annual Percentage Yield (APY) effective 03/03/2021. |
Current Deposit Account
Current Deposit Check